Personal finance infrastructure
Your money.
Your dashboard.
Your rules.
Composable widgets. Multi-currency intelligence.
Every byte encrypted in transit and at rest.
The finance tool you'd build yourself - if you had the time.
Composable dashboards
Drag. Drop.
See everything that matters.
Stats cards, account balances, category breakdowns, transaction feeds. Pick the widgets you need, arrange them however you think, and ditch the rest. Your dashboard should work like your brain does.
Drag & dropResize widgetsMultiple layoutsReal-time data
Zero-compromise privacy
Your data stays yours.
Period.
Every piece of personal information is encrypted before it touches the database. Names, emails, financial details - individually encrypted at rest and protected in transit. Not metadata-visible. Not queryable by anyone but you.
No ad networks. No third-party data sharing. No marketing trackers fingerprinting your sessions. Your financial information exists for one purpose: helping you understand your money.
Encrypted at rest
Personal data encrypted field-by-field
Encrypted in transit
TLS everywhere, no exceptions
No ad tracking
No marketing trackers or data brokers
Your exports
CSV, XLSX, PDF - your data leaves with you
Multi-currency
One ledger. Every currency handled.
NZD, EUR, USD, GBP and more. cofr keeps the original detail, then translates the big picture into the currency you actually think in. Real-time exchange rates, automatic conversion, zero mental math.
Accounts & transfers
Accounts that behave like accounts.
Checking, savings, investment. Transfers between them tracked properly with linked transactions and direction markers. A proper financial map you can read in seconds.
Smart categories
Categories with a backbone.
11 built-in categories get you moving fast. Custom categories keep the messy bits honest. Toggle system categories on or off. The result is less 'misc', more signal.
Up and running
Three steps to clarity.
01
Create your account
Email or Google. No onboarding circus, no questionnaire about your financial goals.
02
Mirror real life
Set up the accounts and categories you actually use. Checking, savings, investment. System defaults or custom.
03
Build your dashboard
Drag widgets into place. Stats cards, balance strips, category charts, transaction feeds. Arrange them how your brain works.
Open source
Self-host in minutes.
Own your data. No cloud accounts or API keys required. No tracking.
$ curl -fsSL https://cofr.cash/install.sh | bashRequires Docker — apt install docker.io on Linux, Docker Desktop on macOS
- ✓Generates secrets automatically
- ✓Auto-HTTPS via Let's Encrypt (bring your domain)
- ✓Runs in about 2 minutes
- ✓All data stays on your machine
Frequently asked
Questions, answered.
Yes. cofr is open-source under AGPL-3.0 and free to self-host via Docker, with no feature restrictions, no credit card and no data harvesting.
Personal information is encrypted field-by-field before it reaches the database using AES-128 (Fernet). All traffic is protected by TLS in transit. There are no marketing trackers, no ad networks, and no third-party data sharing.
cofr is open-source under AGPL-3.0. A single installer command spins up the full stack via Docker on Linux, macOS, or Windows. Secrets are generated automatically, and Caddy handles HTTPS via Let's Encrypt if you bring a domain. All data stays on your machine.
USD, EUR, GBP, AUD, BRL, ARS, COP, JPY, and NZD. Exchange rates are refreshed daily from a public rates API. Record each transaction in its native currency and view all totals converted to your preferred currency.
Yes. Export your transactions, accounts, and categories as CSV, XLSX, or PDF. A full dump bundles everything into a ZIP. Your data is always yours — no lock-in.
Not currently. Transactions are entered manually. cofr is built for people who want deliberate, eyes-open control over their finances.
cofr is a Progressive Web App (PWA). Open it in your mobile browser and add it to your home screen for a full standalone experience with an icon and offline support. No app store required.
Yes. Settings offers two options: a soft delete that deactivates your account and preserves your data (you can reactivate simply by logging back in), and a hard delete that permanently removes your profile, all transactions, and auth connections with no recovery.
Financial clarity,
built on your terms.
Free to start. Private by default. No credit card, no data harvesting, no catch. Just a sharper picture of where your money actually goes.